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	<title>Mortgage Skinny</title>
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	<link>http://mortgageskinny.com</link>
	<description>Mortgage News That You Can Understand</description>
	<lastBuildDate>Tue, 01 Mar 2011 21:23:17 +0000</lastBuildDate>
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		<title>Broker Refunds Commission Overage</title>
		<link>http://mortgageskinny.com/broker-refunds-overage/</link>
		<comments>http://mortgageskinny.com/broker-refunds-overage/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 00:32:44 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate investor]]></category>

		<guid isPermaLink="false">http://mortgageskinny.com/?p=195</guid>
		<description><![CDATA[Just last week my Broker refunded money back to a client whom he had recently refinanced.  My Broker had audited the file and discovered that he had been paid about $600 too much by escrow due to a clerical error.  So, he sent a check back to his client.  Boy was that [...]]]></description>
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		<title>FHA Loans Defined</title>
		<link>http://mortgageskinny.com/fha/</link>
		<comments>http://mortgageskinny.com/fha/#comments</comments>
		<pubDate>Sun, 07 Mar 2010 01:10:21 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA insured loans]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[mortgage loans]]></category>

		<guid isPermaLink="false">http://mortgageskinny.com/?p=154</guid>
		<description><![CDATA[Getting an &#8220;FHA loan&#8221; is not correct terminology.   It is a bit of a misnomer and has caused confusion for home buyers.  FHA itself stands for Federal Housing Administration. FHA doesn&#8217;t give you the loan.   You get a loan from an FHA-approved lender, and FHA insures that loan.
FHA mortgage insurance protects the lender [...]]]></description>
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		<title>Loan Modification Definition</title>
		<link>http://mortgageskinny.com/loanmoddefined/</link>
		<comments>http://mortgageskinny.com/loanmoddefined/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 22:52:48 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://mortgageskinny.com/simple-loan-modification-definition/</guid>
		<description><![CDATA[To put it very simply,  a Loan Modification is ANY change in one or more of the terms of your loan (including repayment programs that bring you current on any mortgage payments you are behind on) without doing a refinance.
Bookmark It
]]></description>
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