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	<title>Mortgage Skinny &#187; Loan Modification</title>
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	<link>http://mortgageskinny.com</link>
	<description>Mortgage News That You Can Understand</description>
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		<title>Loan Modification Definition</title>
		<link>http://mortgageskinny.com/loanmoddefined/</link>
		<comments>http://mortgageskinny.com/loanmoddefined/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 22:52:48 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[refinance]]></category>

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		<description><![CDATA[To put it very simply,  a Loan Modification is ANY change in one or more of the terms of your loan (including repayment programs that bring you current on any mortgage payments you are behind on) without doing a refinance.
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		<title>Forensic Loan Audit &#8212; Scam or not?</title>
		<link>http://mortgageskinny.com/forensic-loan-audit/</link>
		<comments>http://mortgageskinny.com/forensic-loan-audit/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 03:57:49 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[forensic loan audit]]></category>
		<category><![CDATA[loan audit]]></category>

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		<description><![CDATA[Wow.   All of sudden this is a hot topic!  Last week I read some blog posts and some articles about how forensic loan audits are the new scam.   I can see how  cookie-cutter, computer-generated loan audits could possibly be a scam.   That type of  &#8220;loan audit&#8221; is set up so you just &#8220;plug in the [...]]]></description>
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		<title>Was Your Loan Modification Denied?</title>
		<link>http://mortgageskinny.com/loanmodification/</link>
		<comments>http://mortgageskinny.com/loanmodification/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 03:35:20 +0000</pubDate>
		<dc:creator>Donna Ferreira</dc:creator>
				<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[forensic loan audit]]></category>
		<category><![CDATA[loan audit]]></category>

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		<description><![CDATA[A loan modification is a lender-approved change in the rate and/or terms of your mortgage.  Getting a loan modification was widely promoted a few years ago when the real estate market bubble burst.  Many home owners saw their mortgage interest rates adjust upward.  Many others lost their jobs.  The net result of this was struggling home [...]]]></description>
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